Terms and Conditions of Use
Last Revised: April 20, 2009
Use of this Website is subject to the terms and conditions ("Terms") set forth below. Access to this Website is an acknowledgement that these Terms, as amended from time to time, have been read and accepted. To aid in navigation of these Terms, they have been divided into several sections. To access a section, please click on the appropriate link below.
- Materials on this Website
- No Assurances
- Malicious Code
- Third Party Information and Links to Other Entities
- Privacy
- Limitation of Liability
- Indemnification
- Jurisdiction
- Miscellaneous
Materials on this Website
The materials on this Website are for general information purposes only. The information contained on this website IS NOT LEGAL ADVICE and should not be construed as such. Readers should not act or refrain from acting upon this information without seeking professional advice. The descriptions and excerpts of laws found on this website are provided for information purposes only and should not be taken, or used as, the basis for making any legal decision. An attorney should always be consulted for legal advice regarding the application of these or any laws to any individual situation. Further, the laws of specific jurisdictions may vary.
No Assurances
The information on this Website is subject to change without notice. Although we try to keep our Website current and accurate, you should not rely on this information or its applicability to any specific circumstances without first seeking professional advice. The information on this Website should in no way be taken as an indication of future developments or results. The Coalition for Lending Reform makes no warranties, representations, or claims of any kind concerning the information available from, or the operation of, this Website. The Coalition for Lending Reform and contributing authors expressly disclaim all liability to any person in respect of the consequences of anything done or omitted to be done wholly or partly in reliance upon the use or contents of this Website.
Malicious Code
The Coalition for Lending Reform Firm has procedures in place to check materials for viruses and other malicious code before they are posted to this Website. However, we cannot guarantee that material accessible from this Website is free of viruses or other malicious code and we do not accept any responsibility for any damage or loss caused by any such code.
Third Party Information and Links to Other Entities
This Website may provide links to a variety of other Internet resources and may provide access to third-party information. However, The Coalition for Lending Reform is not responsible for any third party content, products or services that may be accessed through the Website and the availability of links on this Website to such third party content, products or services should not be construed as referrals to, or endorsements of, the linked entities or the content, products or services that they make available. The Coalition for Lending Reform will remove any link from this Website upon request from the linked entity. Without our prior written consent, you may not link material on this Website with another website, or associate or frame material on this Website with another webpage or materials of any other entity.
Privacy
We recognize that privacy and data security are important issues, and so have taken steps to safeguard the information that you may provide to us through this Website.
Limitation of Liability
In no event shall the Coalition for Lending Reform, its officers, employees, agents or contributors to this Website be liable for any loss or injury, or any damages, whether direct, special, indirect, punitive, incidental, exemplary, consequential, or otherwise, whether based on breach of contract, tort (including negligence), product liability or otherwise, resulting from or occasioned by your access to or use of this Website.
Indemnification
You agree that you will not use this Website for any unlawful purpose or for any purpose prohibited by these Terms. You agree to indemnify, defend and hold harmless the Coalition for Lending Reform, its officers, employees and contributors from any liability, loss, claim and expense (including attorneys’ reasonable fees) related to your violation of these Terms.
Jurisdiction
You acknowledge and agree that this Website will be construed and evaluated only according to the laws of the State of Texas. You further acknowledge and agree to the exclusive jurisdiction and venue of the courts in Dallas County, Texas, U.S.A. in all disputes arising out of, or relating to, the use of this Website. Use of this website is unauthorized in any jurisdiction that does not give effect to all provisions contained in the above terms and conditions.
Miscellaneous
If any of these Terms is or becomes illegal, invalid or unenforceable in any jurisdiction, that shall not affect: (a) the legality, validity or enforceability in that jurisdiction of any other Term or (b) the legality, validity or enforceability in other jurisdictions of that Term or any other Term.
We reserve the right to vary or amend these terms and conditions from time to time. Any changes shall take effect upon posting to this Website.